4 Benefits of Getting Financing Through Your CDJR Dealer

1. You Only Take One Trip

You typically have to go to the bank or credit union person if you want to apply for a loan. Even if you get preapproved, you’ll then have to go to the dealership to pick a car, test drive it, and then purchase it.

Financing through the dealer is a great way to save time, as you can get preapproved online and then visit the dealership to test drive and purchase your car. While you’re there, you can also trade in your old vehicle to make the process even more convenient.

2. You Have Fewer Delays

There’s a lot of research that goes into buying a car, and you have to do even more research if you wish to finance through a bank, credit union, or online lender. You have to find different lenders, and then you need to research and gather lots of information about the car you want so you can provide it to the lenders you’re applying with. When financing at the dealership, we already have all the information about your chosen vehicle.

3. You Have Fewer Limits

Financing outside of the dealership limits you in several ways. First of all, there may be specific requirements when you’re buying a used car; you may have to stick to buying cars under a certain age and/or mileage. Those limits don’t exist when you finance with a dealer.

Secondly, financing through a bank or credit union may limit which cars are available to you. You might have to choose your car from a dealership the lender already has a relationship with. The car you’ve set your heart on might not be available at one of those dealerships, meaning you have to find a different vehicle to purchase.

4. You Don’t Need Perfect Credit

If you’re looking for a loan and don’t have great credit, then the bank definitely isn’t the place to go. Often, people with a low credit score or a complicated/poor credit history can’t get financing from a bank or credit union. Dealerships, however, work with people whose credit may not be in the best shape and often offer financing to them. Get preapproved on our website or visit us in person to find out if you qualify for a loan with us. Visit Auffenberg Chrysler Dodge Jeep RAM in Shiloh, IL today.

Tags: Auto loans, Dealer financing, Finance, Financing
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