Auffenberg Chrysler Dodge Jeep Ram

Jul 4, 2025

If you’re looking for ways to finance your new Ram truck or van, you might want to consider the various financing options at our Ram dealership. Here’s a rundown of the main reasons why you should get an auto loan through us.

2025 RAM 1500 in Shiloh, IL

6 Reasons to Finance Your 2025 Ram at Our Ram Dealership 

Manufacturer Financing

One of the key advantages of financing your new truck with us is access to Stellantis Financial Services (SFS). Backed by Capital One, these auto loans come with lower interest rates than most competitors and include exclusive deals on specific models. Flexible terms, usually between 12 and 84 months, allow you to choose the most advantageous solution for you.

An SFS loan is easy to manage from your Stellantis account or through the mySFS mobile app, and you can set up automatic payment options and receive e-statements to stay on top of your payment plan.


Alternative Financing Options

If you don’t qualify for an SFS loan or want to consider other options, we can take the loan application burden off of you. Simply complete our online application form, and we will submit it to all our local and national partners at the same time. In this way, we can speed up the approval process and help you select the most advantageous offer.


Exclusive Deals 

When financing your 2025 Ram with us, you also get access to a range of exclusive deals and incentives. Manufacturer specials cover a wide range of truck and van models. You can also take advantage of exclusive dealership discounts, or you may qualify for cash offers.


Quick Capital One Pre-Qualification

Being approved for an auto loan can take a lot of time, but you can speed up the process by pre-qualifying with Capital One. Completing our online form takes up a few minutes and has no impact on your credit score. The provided information will help the lender calculate your borrowing power in advance, which means you can fund your desired vehicle faster.


KBB Trade-In Appraisal 

Trading in your current vehicle can help you cover the down payment or part of your new Ram’s purchase price, which is a way to reduce the amount you have to borrow and your monthly payments. To ensure a fair appraisal of your vehicle, we partner with Kelley Blue Book so you can receive an instant cash offer for your trade-in.


Online Credit Tools

Calculating your buying power in advance can increase your loan approval rate, as you’ll know what is the maximum amount you should apply for. Our online calculator can help you figure out how much you can borrow and how much you can pay back each month.

To discover more and receive a financing offer tailored to your needs, contact us at Auffenberg CDJR in Shiloh, IL.