Blog / Auffenberg Chrysler Dodge Jeep Ram Financing

4 Benefits of Getting Financing Through Your CDJR Dealer

July 12, 2024 · 3 min read

Two people shaking hands over a sealed deal for a new car.

Securing car financing is often the biggest hurdle when purchasing a new vehicle. There are so many banks, credit unions, and online lenders that it can be difficult to choose where to go to get it. However, what if we told you the best place to go was actually just your CDJR dealer? Let's take a look at 4 benefits of getting car financing through your CDJR Dealer.

1. You Only Take One Trip

You typically have to go to the bank or credit union person if you want to apply for a loan. Even if you get preapproved, you'll then have to go to the dealership to pick a car, test drive it, and then purchase it.

Financing through the dealer is a great way to save time, as you can get preapproved online and then visit the dealership to test drive and purchase your car. While you're there, you can also trade in your old vehicle to make the process even more convenient.

2. You Have Fewer Delays

There's a lot of research that goes into buying a car, and you have to do even more research if you wish to finance through a bank, credit union, or online lender. You have to find different lenders, and then you need to research and gather lots of information about the car you want so you can provide it to the lenders you're applying with. When financing at the dealership, we already have all the information about your chosen vehicle.

3. You Have Fewer Limits

Financing outside of the dealership limits you in several ways. First of all, there may be specific requirements when you're buying a used car; you may have to stick to buying cars under a certain age and/or mileage. Those limits don't exist when you finance with a dealer.

Secondly, financing through a bank or credit union may limit which cars are available to you. You might have to choose your car from a dealership the lender already has a relationship with. The car you've set your heart on might not be available at one of those dealerships, meaning you have to find a different vehicle to purchase.

4. You Don't Need Perfect Credit

If you're looking for a loan and don't have great credit, then the bank definitely isn't the place to go. Often, people with a low credit score or a complicated/poor credit history can't get financing from a bank or credit union. Dealerships, however, work with people whose credit may not be in the best shape and often offer financing to them. Get preapproved on our website or visit us in person to find out if you qualify for a loan with us. Visit Auffenberg Chrysler Dodge Jeep RAM in Shiloh, IL today.

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Jul 04, 2025 in Auffenberg Chrysler Dodge Jeep Ram Financing

6 Reasons to Finance Your 2025 Ram with Us

If you're looking for ways to finance your new Ram truck or van, you might want to consider the various financing options at our Ram dealership. Here's a rundown of the main reasons why you should get an auto loan through us. 6 Reasons to Finance Your 2025 Ram at Our Ram Dealership Manufacturer Financing One of the key advantages of financing your new truck with us is access to Stellantis Financial Services (SFS). Backed by Capital One, these auto loans come with lower interest rates than most competitors and include exclusive deals on specific models. Flexible terms, usually between 12 and 84 months, allow you to choose the most advantageous solution for you. An SFS loan is easy to manage from your Stellantis account or through the mySFS mobile app, and you can set up automatic payment options and receive e-statements to stay on top of your payment plan. Alternative Financing Options If you don't qualify for an SFS loan or want to consider other options, we can take the loan application burden off of you. Simply complete our online application form, and we will submit it to all our local and national partners at the same time. In this way, we can speed up the approval process and help you select the most advantageous offer. more Exclusive Deals When financing your 2025 Ram with us, you also get access to a range of exclusive deals and incentives. Manufacturer specials cover a wide range of truck and van models. You can also take advantage of exclusive dealership discounts, or you may qualify for cash offers. Quick Capital One Pre-Qualification Being approved for an auto loan can take a lot of time, but you can speed up the process by pre-qualifying with Capital One. Completing our online form takes up a few minutes and has no impact on your credit score. The provided information will help the lender calculate your borrowing power in advance, which means you can fund your desired vehicle faster. KBB Trade-In Appraisal Trading in your current vehicle can help you cover the down payment or part of your new Ram's purchase price, which is a way to reduce the amount you have to borrow and your monthly payments. To ensure a fair appraisal of your vehicle, we partner with Kelley Blue Book so you can receive an instant cash offer for your trade-in. Online Credit Tools Calculating your buying power in advance can increase your loan approval rate, as you'll know what is the maximum amount you should apply for. Our online calculator can help you figure out how much you can borrow and how much you can pay back each month. To discover more and receive a financing offer tailored to your needs, contact us at Auffenberg CDJR in Shiloh, IL.

Apr 28, 2026 in Auffenberg Chrysler Dodge Jeep Ram

Finding the Right 2026 Jeep SUV for You

Jeep® has always been about capability first, with design that follows function. The 2026 lineup keeps that philosophy intact, but adds more refinement, better tech, and a wider range of personalities across its SUVs. Around Shiloh, that means you can choose something that handles commuting just as well as it handles a weekend off the pavement. more A Lineup with Clear Identities, Not Just Trim Names The 2026 Jeep SUV range is easier to navigate when you look at what each model is built to do. Some lean toward efficiency and comfort, others toward space and luxury, and a few stay true to Jeep®’s off-road roots. That separation makes choosing the right one far more straightforward. The Jeep Cherokee focuses on balance. It blends everyday usability with a turbo hybrid setup that offers extended driving range and a smoother, more efficient experience. It feels composed on the road while still holding onto Jeep’s capability where it counts. The Jeep Grand Wagoneer moves in a completely different direction. It is large, refined, and designed for long-distance comfort. With seating for up to 8 and premium materials throughout, it leans into luxury without losing its ability to handle more demanding terrain. Then there is the Jeep® Wrangler, which remains the most focused expression of Jeep®’s identity. Removable doors, strong 4x4 systems, and a design that prioritizes durability make it the clear choice for drivers who plan to leave the pavement behind regularly. What to Look for Before You Decide When choosing between these SUVs, it helps to focus on how you will use the vehicle. A few key areas tend to shape the decision: Off-road capability: The Wrangler stands out here, with systems and hardware designed specifically for trails and uneven terrain. Other models offer capability, but not at the same level of specialization. Efficiency and daily driving: The Cherokee’s turbo hybrid setup brings a more balanced approach, giving you strong range and a smoother drive for commuting or longer trips. Interior space and comfort: The Grand Wagoneer is the clear leader if you need room for passengers and gear, along with a more refined cabin experience. Technology and safety: Across the lineup, Jeep® integrates modern driver assistance and infotainment systems that support both convenience and confidence behind the wheel. See the 2026 Jeep Lineup at Auffenberg CDJR The 2026 Jeep SUV lineup offers a range of options that feel purpose-built rather than generalized. From the balanced nature of the Cherokee to the refinement of the Grand Wagoneer and the focused capability of the Wrangler, there is a clear fit depending on your priorities. Visit Auffenberg Chrysler Dodge Jeep Ram to explore these models in person and schedule a test drive online. The right Jeep® tends to stand out quickly once you match it to what you plan to do with it.

A red 2023 Jeep Wrangler driving down the highway

Feb 26, 2025 in Auffenberg Chrysler Dodge Jeep Ram

6 Benefits of Our Jeep Certified Pre-Owned Program

If you're considering a Jeep for your next vehicle and a brand-new model isn't in your budget, a pre-owned Jeep can provide modern features for much less. However, buying a used car comes with different risks, so we strongly recommend choosing a model through our Certified Pre-Owned Jeep Program. Learn more about certified pre-owned benefits at our Jeep dealership before visiting us in person with 6 benefits of these gently-used cars that you’re sure to love. more 1. Thorough Inspections When you buy a certified pre-owned Jeep, it comes with the confidence of knowing a trained Jeep technician has checked every aspect of the vehicle. Each certified pre-owned model is required to pass a 125-point inspection, which includes the wheels, underbody, engine, paint condition, steering, and more. If anything needs to be replaced, we only use authentic Jeep Brand parts to ensure the vehicle looks and functions as it should. 2. Vehicle History Reports Every certified pre-owned Jeep comes with a CARFAX Vehicle History Report, which lets you check for any reported incidents in the vehicle's history. This helps ensure complete transparency before you make your purchase and gives you the confidence of buying a vehicle in excellent shape. 3. Maximum Warranty Coverage Buying a vehicle off a used car lot means you're usually responsible for any issues that arise after the sale, but with a certified pre-owned Jeep, you can get a factory-backed powertrain limited warranty on select models. You can also get Maximum Care Coverage, and other upgrades and options are available to customize your coverage so you don't have to worry about the cost of unexpected repairs. Ask us for the specifics of this coverage. 4. Roadside Assistance Enjoy even more peace of mind with 24-hour Sign-and-Go, which offers 24/7 roadside assistance for flat tires, fuel delivery, battery assistance, lockouts, and towing service. You'll only pay a small fee per occurrence, so you can rest assured you'll get the help you need if anything goes amiss on your adventures. Again, ask us for the details! 5. Flexible Financing You don't need a massive budget or perfect credit to own a certified pre-owned Jeep. Thanks to Ally and Chrysler Capital, flexible financing options are available across a wide spectrum of budgets and credit scores. 6. SiriusXM Subscription Every certified pre-owned Jeep comes with a three-month trial of SiriusXM satellite radio to enhance your entertainment experience with over 150 channels of commercial-free music, news, sports, and more. Our Certified Pre-Owned Jeep Program is ideal for many drivers, letting you own the vehicle of your dreams with the benefits of smaller price tags compared to new vehicles, and more peace of mind than buying non-certified used models. Start your adventure today when you visit Auffenberg Chrysler Dodge Jeep Ram in Shiloh, IL to explore our certified pre-owned inventory and find your perfect match.